• Affordable Texas Health Insurance
• Cheap Texas Health Insurance
• Texas 10 Day FREE Look
• Texas Child Health Insurance
• Texas Disability Income Insurance
• Texas Group Health Insurance
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• Texas Health Insurance Claims
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• Texas Health Insurance Utilization
• Texas HMO Quotes
• Texas HMO
• Texas Individual Health Insurance Plans
• Texas Individual Health Insurance
• Texas Self Employed Health Insurance Plans
• Texas Small Business Health Insurance
• Texas Stop Loss Insurance
• Texas Supplemental Medical Insurance
• Texas Temporary Disability Benefits
• Unicare Texas Dental Insurance

Texas Disability Income Insurance

Today we will cover a few more terms found in and around your health insurance policy. Lets begin with Split Dollar Coverage. Split Dollar Coverage is a form of Disability Income Insurance which we covered earlier. It is an arrangement in which you and your employer pay a part of the policy premium. Basically the employer buys your health insurance plan that includes sick pay or a form of paid disability coverage and give it to you as a benefit. On the other hand, you pay for any disability coverage you want beyond what your employer has provided. Next we will look at Staff Model HMO. A Staff Model HMO is an HMO insurance plan in which physicians are employees of the HMO program and the HMO pays all premiums as well as pays the physicians salary. One more we’ll look at is the Standard Class Rate, or SCR. This is a rate in which a base rate is multiplied by whatever factor is needed at the time to produce a group rate decided by the demographic for Texas Disability Income Insurance.